Additional Insured Provision Did Not Protect GC For Completed Operations

Weitz v. Mid-Century Insurance (Colo. App. 2007)

The Court of Appeals held that an additional insured provision in a subcontractor's policy that is meant to protect the general contractor did not apply to completed operations because it, by its terms, applied only to "ongoing operations." Said another way, the endorsement that extends coverage to the general contractor against its liability “arising out of [the subcontractor’s] ongoing operations” does not insure the general contractor against liability arising out of the subcontractor’s “completed operations.”

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